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Pay your rent online

Tired of mailing rent checks every month? With Cozy Pay™, you can use your checking account to pay your rent online.

Create a Cozy Account

How it works

  • Set up your monthly payment

    No more worrying about how to get your rent to your landlord every month. Simply connect a checking account and tell us where it should go.

  • We’ll take care of paying your landlord

    Once you’re set up, your landlord will have the option to either receive your rent electronically or get a check mailed every month.

  • We’ll keep you in the loop

    Every month, we’ll let you and your landlord know when your rent is in the mail. You can stop your payments at any time.

Add your landlord’s email to get started

We need your landlord’s email address so we can let them know you’re paying with Cozy.

Great! We’ll invite your landlord to join Cozy and accept your rent payment.

What you’ll need to pay your landlord:

  • Your landlord’s mailing address
  • Your rental address
  • Your monthly rent amount and due date
  • Your checking account

This landlord is already on Cozy, and will have to invite you to make payments.

Add your rental address

We’ll help you let them know that you’re ready to pay with cozy.

Looks like your landlord has already invited you to make payments!

We’ll let your landlord know you want to pay with Cozy. Stay tuned.

Once your landlord is ready to accept your payments, you’ll get an email to set up payments in Cozy. Keep an eye on your inbox!


Your info

Enter your legal name and the address you’re paying rent for. This helps us verify your identity and let your landlord know who’s paying them.

Your rent

Let us know how much your rent is every month and when it’s due. The earliest you can schedule your payment is .

We’ll mail your rent 10 days before your due date so it has plenty of time to arrive. You’ll be charged when your landlord deposits your check.

Rent reporting

Build your credit history just by paying your rent. Cozy will report your payments to Experian RentBureau, which will appear on your Experian credit report. Learn more about Rent Reporting.

Your landlord’s info

We’ll need the person or business who your rent check will be made out to, and where it will be mailed.

Connect Your Bank Account

We support most major banks. You can make payments with a credit or debit card when your landlord accepts payments electronically.

Or choose from one of these popular banks.

Can’t find your bank?

Use an existing account

Review and Confirm

Let’s review your setup and make sure everything looks correct.

Your Landlord

Your Info

Your Monthly Rent

sending on the of each month
Next payment due on
You’re reporting your rent payments and building your credit
You’re not reporting your rent payments

Your Bank Account

Cozy Pay Confirmation

By selecting ‘Schedule My Rent’ you are authorizing the following:

Cozy will invite your landlord to sign up with Cozy in order to receive online rent payments each month. If your landlord signs up and accepts payments via Cozy, we will process your payment each month until you instruct us to stop via the Cozy website or email sent to support@cozy.co.

If your landlord doesn’t accept the invite, our third-party check-printing vendor will print a paper check drawn against your checking account and mail it to your landlord at the address you’ve provided, which will continue each month until you instruct us to stop or your landlord signs up to receive online payments via Cozy.

By using Cozy Pay, you agree that (1) you will maintain a balance in your designated checking account sufficient to honor all payments you have authorized and (2) Cozy shall not be responsible for any delays in delivery of printed checks.

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Only renters can use Cozy Pay.

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